Gift to the YMCA Endowment Fund can be made in a number of ways depending on a person's individual perference and situation:

An outright gift of cash - Each member not only benefits from the good that will be done but also current income tax savings.

An outright gift of appreciated assets - By contributing such items as stock or property owned for longer than one year, you would receive a charitable deduction equal to the current value of the assests while avoiding capital gains taxes.

A life insurance gift - Naming the YMCA as a primary or secondary beneficiary of your policy paves the way for a large future gift. Should you wish to contribute a life insurance policy that is no longer needed to protect current beneficiaries, you could realize substantial income tax deductions.

A gift through your will - You may wish to consider including the YMCA in your will or living trust. In this way, a fixed amount, specific asset, or percentage of your estate may be set aside as bequests and qualify for estate deductions.

A gift made through a charitable trust or annuity - Creating a charitable trust or annuity provides life income for yourself and/or others. With all or a portion of your gift eventually directed to the YMCA, you could recieve a charitable deduction.

Consult your own legal and/or financial advisors and then ask your local YMCA representiave to assist you in selecting a gift opportunity that best expresses your generosity.